Understanding Colorado DMV Insurance Requirements

What is Required by Law?

Colorado law requires all drivers to have a minimum amount of insurance coverage before they can register their vehicle. This is known as the 'financial responsibility' requirement.

In order to meet this requirement, you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $15,000 in property damage liability coverage per accident.

What Types of Coverage are Available?

In addition to the state-mandated minimum coverage, you may also want to consider purchasing additional types of insurance coverage. These can include collision coverage, comprehensive coverage, personal injury protection (PIP), and uninsured/underinsured motorist coverage.

It's important to note that these optional coverages are not required by law, but they can provide valuable financial protection in the event of an accident.

How to Get Started

If you're new to insurance or are looking for a change, it's easy to get started. Simply visit our website at milton.insurance.beta.coloradodmv.com and fill out the quote form with your information.

Our licensed agents will then work with you to find the best policy for your needs and budget.